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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,254 | $59,116-64.0% | $86,438-75.4% | $68,486-69.0% |
| Participation rate | 73.3% | 75.2%-1.9pp | 80.3%-7.0pp | 67.9%+5.4pp |
| Annual return | -15.44% | -0.23%-15.2pp | 4397.19%-4412.6pp | -7.85%-7.6pp |
| Employer contribution / active EE | $0 | $2,519-100.0% | $3,769-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,899 | $5,902-17.0% | $6,952-29.5% | $4,028+21.6% |
| Admin fee / account holder | $6,917 | $5,639+22.7% | $6,733+2.7% | $5,404+28.0% |