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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,486 | $100,811-87.6% | $86,698-85.6% | $134,545-90.7% |
| Participation rate | 85.7% | 79.0%+6.8pp | 76.6%+9.1pp | 81.2%+4.5pp |
| Annual return | -402.35% | 29.11%-431.5pp | 35.96%-438.3pp | 418.37%-820.7pp |
| Employer contribution / active EE | $12,016 | $3,490+244.3% | $2,837+323.6% | $4,742+153.4% |
| Participant deferral / active EE | $4,811 | $5,339-9.9% | $4,656+3.3% | $6,401-24.9% |
| Admin fee / account holder | $534 | $10,926-95.1% | $7,492-92.9% | $11,431-95.3% |