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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,652 | $185,312-87.2% | $161,489-85.4% | $154,746-84.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 28.94% | 103.84%-74.9pp | 89.72%-60.8pp | 172.34%-143.4pp |
| Employer contribution / active EE | $1,789 | $4,769-62.5% | $4,268-58.1% | $4,379-59.1% |
| Participant deferral / active EE | $8,731 | $6,350+37.5% | $5,630+55.1% | $6,730+29.7% |
| Admin fee / account holder | $876 | $18,654-95.3% | $16,006-94.5% | $14,365-93.9% |