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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,156 | $167,353-43.1% | $143,797-33.8% | $134,545-29.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -74.40% | 0.48%-74.9pp | -0.04%-74.4pp | 418.37%-492.8pp |
| Employer contribution / active EE | $8,069 | $5,620+43.6% | $4,952+62.9% | $4,742+70.2% |
| Participant deferral / active EE | $4,066 | $6,447-36.9% | $5,638-27.9% | $6,401-36.5% |
| Admin fee / account holder | $4,636 | $18,096-74.4% | $14,679-68.4% | $11,431-59.4% |