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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,918 | $160,040-66.9% | $147,096-64.0% | $145,877-63.7% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 2.00% | 98.49%-96.5pp | 419.75%-417.8pp | 551.28%-549.3pp |
| Employer contribution / active EE | $9,314 | $5,289+76.1% | $4,936+88.7% | $4,663+99.7% |
| Participant deferral / active EE | $13,220 | $8,429+56.8% | $8,071+63.8% | $6,691+97.6% |
| Admin fee / account holder | $492 | $15,050-96.7% | $13,005-96.2% | $13,402-96.3% |