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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,918 | $159,934-66.9% | $147,005-64.0% | $145,959-63.7% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 2.00% | 98.24%-96.2pp | 418.76%-416.8pp | 561.95%-560.0pp |
| Employer contribution / active EE | $9,314 | $5,287+76.2% | $4,934+88.8% | $4,661+99.8% |
| Participant deferral / active EE | $13,220 | $8,427+56.9% | $8,070+63.8% | $6,689+97.7% |
| Admin fee / account holder | $492 | $15,053-96.7% | $13,006-96.2% | $13,398-96.3% |