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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,375 | $88,754-80.4% | $81,820-78.8% | $145,877-88.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 7.71% | 1031.77%-1024.1pp | 777.93%-770.2pp | 551.28%-543.6pp |
| Employer contribution / active EE | $1,411 | $3,085-54.3% | $2,915-51.6% | $4,663-69.7% |
| Participant deferral / active EE | $2,777 | $4,648-40.2% | $4,323-35.8% | $6,691-58.5% |
| Admin fee / account holder | $432 | $8,424-94.9% | $7,391-94.1% | $13,402-96.8% |