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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,166 | $210,991-94.7% | $153,741-92.7% | $145,897-92.3% |
| Participation rate | 81.8% | 82.1%-0.3pp | 77.1%+4.7pp | 80.3%+1.5pp |
| Annual return | 11.50% | 13.46%-2.0pp | 15.71%-4.2pp | 552.29%-540.8pp |
| Employer contribution / active EE | $4,739 | $6,057-21.8% | $5,042-6.0% | $4,663+1.6% |
| Participant deferral / active EE | $4,553 | $7,979-42.9% | $6,757-32.6% | $6,689-31.9% |
| Admin fee / account holder | $4,095 | $19,490-79.0% | $12,749-67.9% | $13,390-69.4% |