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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,253 | $68,398-7.5% | $94,664-33.2% | $75,173-15.9% |
| Participation rate | 82.2% | 76.1%+6.1pp | 80.8%+1.4pp | 67.2%+15.0pp |
| Annual return | 15.72% | 616.72%-601.0pp | 156.84%-141.1pp | 160.72%-145.0pp |
| Employer contribution / active EE | $3,704 | $2,701+37.1% | $3,673+0.9% | $2,671+38.7% |
| Participant deferral / active EE | $7,216 | $6,537+10.4% | $7,417-2.7% | $4,126+74.9% |
| Admin fee / account holder | $7,022 | $5,324+31.9% | $7,222-2.8% | $5,651+24.3% |