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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,972 | $77,460-11.0% | $100,378-31.3% | $80,925-14.8% |
| Participation rate | 74.5% | 76.9%-2.5pp | 81.5%-7.0pp | 67.7%+6.8pp |
| Annual return | 23.06% | 37.24%-14.2pp | 49.41%-26.4pp | 35.65%-12.6pp |
| Employer contribution / active EE | $4,220 | $2,801+50.6% | $3,942+7.0% | $2,756+53.1% |
| Participant deferral / active EE | $7,849 | $6,818+15.1% | $8,087-2.9% | $4,299+82.6% |
| Admin fee / account holder | $7,508 | $5,887+27.5% | $7,899-4.9% | $6,940+8.2% |