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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,994 | $110,337-95.5% | $102,383-95.1% | $145,877-96.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.16% | 24.83%-13.7pp | 24.94%-13.8pp | 551.28%-540.1pp |
| Employer contribution / active EE | $2,166 | $4,216-48.6% | $3,870-44.0% | $4,663-53.5% |
| Participant deferral / active EE | $1,809 | $5,621-67.8% | $5,060-64.3% | $6,691-73.0% |
| Admin fee / account holder | $684 | $9,750-93.0% | $8,391-91.8% | $13,402-94.9% |