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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,125 | $171,492-94.7% | $150,734-93.9% | $198,609-95.4% |
| Participation rate | 94.1% | 81.4%+12.7pp | 78.4%+15.7pp | 82.4%+11.7pp |
| Annual return | 14.19% | 804.70%-790.5pp | 600.81%-586.6pp | 202.70%-188.5pp |
| Employer contribution / active EE | $3,556 | $5,470-35.0% | $4,918-27.7% | $5,055-29.7% |
| Participant deferral / active EE | $1,810 | $6,259-71.1% | $5,610-67.7% | $6,977-74.1% |
| Admin fee / account holder | $1,469 | $17,628-91.7% | $14,905-90.1% | $19,030-92.3% |