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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $18,608 |
RAYMOND JAMES FINANCIAL SERVICES2+ years Filed as: RAYMOND JAMES FSA INC Service code 26 · EIN 59-2937883 | Advisory (Participants) | $13,261 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,295 | $102,197-84.1% | $142,516-88.6% | $74,460-78.1% |
| Participation rate | 95.3% | 79.8%+15.5pp | 76.8%+18.5pp | 70.7%+24.5pp |
| Annual return | 25.23% | 19.73%+5.5pp | 19.99%+5.2pp | 34.38%-9.1pp |
| Employer contribution / active EE | $2,947 | $5,052-41.7% | $4,849-39.2% | $2,638+11.7% |
| Participant deferral / active EE | $3,284 | $6,304-47.9% | $6,280-47.7% | $4,530-27.5% |
| Admin fee / account holder | $118 | $186-36.3% | $10,008-98.8% | $348-65.9% |