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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,435 | $175,231-43.8% | $149,696-34.2% | $139,466-29.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 6.72% | 166.77%-160.0pp | 134.46%-127.7pp | 373.66%-366.9pp |
| Employer contribution / active EE | $6,669 | $5,478+21.7% | $4,821+38.3% | $4,754+40.3% |
| Participant deferral / active EE | $3,750 | $6,521-42.5% | $5,682-34.0% | $6,712-44.1% |
| Admin fee / account holder | $677 | $16,155-95.8% | $13,212-94.9% | $11,409-94.1% |