Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,094 | $71,534-42.6% | $98,462-58.3% | $71,529-42.5% |
| Participation rate | 48.6% | 72.7%-24.1pp | 75.2%-26.6pp | 67.9%-19.4pp |
| Annual return | 362.66% | 32.44%+330.2pp | 21.17%+341.5pp | 28.97%+333.7pp |
| Employer contribution / active EE | $1,380 | $2,399-42.5% | $3,049-54.7% | $2,590-46.7% |
| Participant deferral / active EE | $2,837 | $4,109-31.0% | $4,738-40.1% | $4,291-33.9% |
| Admin fee / account holder | $5,254 | $1,677+213.4% | $8,875-40.8% | $1,588+230.7% |