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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,288 | $73,978-73.9% | $96,515-80.0% | $75,173-74.3% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 92.63% | 26.72%+65.9pp | 35.73%+56.9pp | 160.72%-68.1pp |
| Employer contribution / active EE | $2,988 | $2,931+2.0% | $3,740-20.1% | $2,671+11.9% |
| Participant deferral / active EE | $2,579 | $3,660-29.5% | $4,880-47.1% | $4,126-37.5% |
| Admin fee / account holder | $465 | $5,219-91.1% | $6,735-93.1% | $5,651-91.8% |