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| Provider | Service type | Compensation |
|---|---|---|
Service code 21 · EIN 39-0394950 | Bank Trustee | $27,195 |
CHARLES SCHWAB & CO., INC.2+ years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,245 | $76,112-30.0% | $96,534-44.8% | $71,511-25.5% |
| Participation rate | 97.2% | 74.4%+22.8pp | 76.0%+21.3pp | 67.9%+29.3pp |
| Annual return | 50.61% | 22.81%+27.8pp | 25.88%+24.7pp | 28.86%+21.8pp |
| Employer contribution / active EE | $3,089 | $2,248+37.4% | $2,965+4.2% | $2,589+19.3% |
| Participant deferral / active EE | $6,391 | $4,217+51.6% | $4,851+31.8% | $4,291+49.0% |
| Admin fee / account holder | $170 | $2,708-93.7% | $8,253-97.9% | $1,588-89.3% |