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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,912 | $81,668-92.8% | $58,507-89.9% | $139,487-95.8% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 48.13% | 7430.07%-7381.9pp | 4252.32%-4204.2pp | 373.84%-325.7pp |
| Employer contribution / active EE | $0 | $1,398-100.0% | $1,053-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $4,931 | $2,554+93.1% | $1,922+156.5% | $6,713-26.5% |
| Admin fee / account holder | $1,357 | $3,212-57.7% | $2,486-45.4% | $11,407-88.1% |