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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,273 | $107,809-86.8% | $97,032-85.3% | $155,188-90.8% |
| Participation rate | 95.5% | 75.5%+20.0pp | 71.6%+23.9pp | 80.8%+14.7pp |
| Annual return | 24.14% | 38.06%-13.9pp | 35.38%-11.2pp | 148.84%-124.7pp |
| Employer contribution / active EE | $2,585 | $2,911-11.2% | $2,629-1.7% | $4,248-39.1% |
| Participant deferral / active EE | $4,319 | $5,129-15.8% | $4,672-7.6% | $6,531-33.9% |
| Admin fee / account holder | $763 | $10,717-92.9% | $9,418-91.9% | $14,480-94.7% |