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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,343 | $181,062+1.3% | $158,223+15.9% | $155,188+18.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 20.19% | 57.39%-37.2pp | 52.09%-31.9pp | 148.84%-128.6pp |
| Employer contribution / active EE | $10,460 | $4,565+129.2% | $4,109+154.6% | $4,248+146.3% |
| Participant deferral / active EE | $6,420 | $6,134+4.7% | $5,467+17.4% | $6,531-1.7% |
| Admin fee / account holder | $524 | $18,825-97.2% | $16,047-96.7% | $14,480-96.4% |