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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,343 | $172,111+6.5% | $150,298+22.0% | $137,256+33.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 20.19% | 69.37%-49.2pp | 62.79%-42.6pp | 220.34%-200.1pp |
| Employer contribution / active EE | $10,460 | $4,636+125.6% | $4,154+151.8% | $4,156+151.7% |
| Participant deferral / active EE | $6,420 | $6,166+4.1% | $5,453+17.7% | $6,407+0.2% |
| Admin fee / account holder | $524 | $16,471-96.8% | $14,116-96.3% | $12,270-95.7% |