See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 3-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORNINGSTAR1+ years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT Service code 26 · EIN 36-4317381 | Advisory (Participants) | $6,835 |
LINCOLN NATIONAL CORPORATION1+ years Filed as: LINCOLN FINANCIAL ADVISORS CORPORAT Service code 55 1300 S CLINTON ST · FORT WAYNE, IN 46802 | Other Commissions | $0 |
TPA SERVICES, INC.1+ years Service code 49 7108 S ALTON WAY · CENTENNIAL, CO 80112 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,953 | $47,722+34.0% | $82,719-22.7% | $64,808-1.3% |
| Participation rate | 39.5% | 67.6%-28.1pp | 72.6%-33.0pp | 71.5%-31.9pp |
| Annual return | -15.97% | -13.05%-2.9pp | 701.18%-717.2pp | 32.82%-48.8pp |
| Employer contribution / active EE | $209 | $2,179-90.4% | $3,009-93.0% | $2,506-91.6% |
| Participant deferral / active EE | $1,688 | $3,329-49.3% | $4,395-61.6% | $4,310-60.8% |
| Admin fee / account holder | $459 | $143+220.9% | $5,329-91.4% | $188+144.2% |