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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,536 | $85,024-79.4% | $70,544-75.1% | $139,466-87.4% |
| Participation rate | 37.5% | 73.9%-36.4pp | 68.4%-30.9pp | 80.3%-42.8pp |
| Annual return | 28.92% | 30.39%-1.5pp | 32.79%-3.9pp | 373.66%-344.7pp |
| Employer contribution / active EE | $2,812 | $3,912-28.1% | $2,976-5.5% | $4,754-40.9% |
| Participant deferral / active EE | $3,112 | $5,891-47.2% | $4,568-31.9% | $6,712-53.6% |
| Admin fee / account holder | $2,457 | $8,928-72.5% | $6,427-61.8% | $11,409-78.5% |