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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,115 | $90,530-54.6% | $76,030-45.9% | $145,897-71.8% |
| Participation rate | 42.9% | 74.4%-31.6pp | 69.1%-26.2pp | 80.3%-37.4pp |
| Annual return | 14.06% | 625.08%-611.0pp | 361.54%-347.5pp | 552.29%-538.2pp |
| Employer contribution / active EE | $2,929 | $3,319-11.8% | $2,688+9.0% | $4,663-37.2% |
| Participant deferral / active EE | $3,587 | $5,164-30.5% | $4,257-15.7% | $6,689-46.4% |
| Admin fee / account holder | $758 | $8,383-91.0% | $6,421-88.2% | $13,390-94.3% |