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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,116 | $65,566+57.3% | $86,235+19.6% | $75,177+37.2% |
| Participation rate | 68.9% | 60.5%+8.4pp | 69.0%-0.1pp | 67.2%+1.7pp |
| Annual return | 196.07% | 46.07%+150.0pp | 1170.03%-974.0pp | 160.75%+35.3pp |
| Employer contribution / active EE | $3,695 | $1,553+137.9% | $2,381+55.2% | $2,671+38.3% |
| Participant deferral / active EE | $6,051 | $3,023+100.1% | $3,987+51.8% | $4,126+46.6% |
| Admin fee / account holder | $5,094 | $5,470-6.9% | $6,856-25.7% | $5,651-9.9% |