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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,600 | $102,595-81.9% | $94,057-80.2% | $154,746-88.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 23.40% | 583.42%-560.0pp | 480.62%-457.2pp | 172.34%-148.9pp |
| Employer contribution / active EE | $2,425 | $3,147-22.9% | $2,933-17.3% | $4,379-44.6% |
| Participant deferral / active EE | $6,056 | $5,118+18.3% | $4,709+28.6% | $6,730-10.0% |
| Admin fee / account holder | $438 | $7,736-94.3% | $7,244-94.0% | $14,365-97.0% |