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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,247 | $124,425+97.1% | $112,040+118.9% | $137,256+78.7% |
| Participation rate | 50.0% | 79.3%-29.3pp | 76.5%-26.5pp | 80.0%-30.0pp |
| Annual return | 20.64% | 24.72%-4.1pp | 24.52%-3.9pp | 220.34%-199.7pp |
| Employer contribution / active EE | $12,952 | $3,411+279.7% | $2,954+338.4% | $4,156+211.6% |
| Participant deferral / active EE | $11,804 | $5,718+106.4% | $5,098+131.6% | $6,407+84.2% |
| Admin fee / account holder | $604 | $15,207-96.0% | $12,098-95.0% | $12,270-95.1% |