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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,362 | $183,516-64.4% | $155,534-58.0% | $145,884-55.2% |
| Participation rate | 57.1% | 82.7%-25.6pp | 78.2%-21.1pp | 80.3%-23.2pp |
| Annual return | 16.61% | 61.43%-44.8pp | 64.92%-48.3pp | 551.85%-535.2pp |
| Employer contribution / active EE | $2,933 | $5,315-44.8% | $4,675-37.3% | $4,662-37.1% |
| Participant deferral / active EE | $6,344 | $6,467-1.9% | $5,630+12.7% | $6,690-5.2% |
| Admin fee / account holder | $38 | $19,293-99.8% | $15,900-99.8% | $13,392-99.7% |