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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,125 | $172,111-61.0% | $150,298-55.3% | $137,256-51.1% |
| Participation rate | 71.4% | 81.7%-10.3pp | 77.8%-6.3pp | 80.0%-8.5pp |
| Annual return | 16.16% | 69.37%-53.2pp | 62.79%-46.6pp | 220.34%-204.2pp |
| Employer contribution / active EE | $5,034 | $4,636+8.6% | $4,154+21.2% | $4,156+21.1% |
| Participant deferral / active EE | $11,830 | $6,166+91.9% | $5,453+117.0% | $6,407+84.6% |
| Admin fee / account holder | $17,271 | $16,471+4.9% | $14,116+22.4% | $12,270+40.8% |