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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,855 | $77,908-73.2% | $149,696-86.1% | $75,173-72.3% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 251.07% | 31.73%+219.3pp | 134.46%+116.6pp | 160.72%+90.4pp |
| Employer contribution / active EE | $7,025 | $3,138+123.9% | $4,821+45.7% | $2,671+163.0% |
| Participant deferral / active EE | $7,241 | $3,411+112.3% | $5,682+27.4% | $4,126+75.5% |
| Admin fee / account holder | $661 | $5,950-88.9% | $13,212-95.0% | $5,651-88.3% |