Retirement plan

RGF PROPERTIES, INC. 401K PLAN

Name: RGF PROPERTIES, INC. - RGF PROPERTIES, INC. 401K PLAN (2025) Form 5500
Creator: RGF PROPERTIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RGF PROPERTIES, INC. 401K PLAN, RGF PROPERTIES, INC.

RGF PROPERTIES, INC.EIN 87-3695802Plan #001PY 2025

9100 MING AVENUE SUITE 120 - BAKERSFIELD, CA 93311661-335-6105

Prospect flagsHigh fees

Top hat statement on fileNQDC

Filed January 11, 2024

Plan administrator

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9100 Ming Avenue, Suite 120

Bakersfield, CA 93311

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Plans declared (2)

RGF Properties, LLC Executive Deferred Compensation Plan1 emp
RGF Properties, Inc. Long-Term Incentive and Deferral Plan For Jeffrey A. Meger1 emp

Total covered: 2 employees

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Total assets (EOY)

$2.5M

+34.1% from 2024

Total participants

+9.5% from 2024

Average account balance

$72,533

+11.1% from 2024

Annual return

18.62%

-82.51 pp from 2024

Benchmarks

See 3,017 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants25-99

Cohort3,017 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.54M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$73K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

87.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$386K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.62%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2647

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$93K

$2316 / participant

Other / not subdivided$93K100.0%

% of EOY assets

3.650%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$72,533

$80,812-10.2%

$160,784-54.9%

$82,448-12.0%

Participation rate

72.5%

66.2%+6.3pp

77.0%-4.5pp

68.1%+4.4pp

Annual return

18.62%

100.59%-82.0pp

1803.92%-1785.3pp

41.64%-23.0pp

Employer contribution / active EE

$2,853

$2,174+31.2%

$3,733-23.6%

$2,551+11.8%

Participant deferral / active EE

$6,790

$4,335+56.6%

$6,293+7.9%

$4,139+64.0%

Admin fee / account holder

$2,647

$7,695-65.6%

$9,717-72.8%

$7,234-63.4%

RGF PROPERTIES, INC. 401K PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (2)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RGF PROPERTIES, INC. 401K PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (2)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion