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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,569 | $148,623-68.7% | $135,974-65.8% | $139,466-66.6% |
| Participation rate | 86.7% | 83.9%+2.8pp | 81.9%+4.7pp | 80.3%+6.3pp |
| Annual return | 9.46% | 79.30%-69.8pp | 68.30%-58.8pp | 373.66%-364.2pp |
| Employer contribution / active EE | $15,731 | $5,246+199.9% | $4,859+223.8% | $4,754+230.9% |
| Participant deferral / active EE | $12,133 | $8,103+49.7% | $7,760+56.4% | $6,712+80.8% |
| Admin fee / account holder | $3,975 | $12,406-68.0% | $10,767-63.1% | $11,409-65.2% |