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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,844 | $175,259-96.1% | $149,723-95.4% | $139,487-95.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.70% | 166.82%-148.1pp | 134.50%-115.8pp | 373.84%-355.1pp |
| Employer contribution / active EE | $1,621 | $5,478-70.4% | $4,821-66.4% | $4,755-65.9% |
| Participant deferral / active EE | $4,022 | $6,522-38.3% | $5,682-29.2% | $6,713-40.1% |
| Admin fee / account holder | $412 | $16,158-97.5% | $13,215-96.9% | $11,407-96.4% |