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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,748 | $167,522+43.7% | $151,639+58.8% | $134,532+79.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -5.04% | 7.81%-12.9pp | 3.34%-8.4pp | 418.27%-423.3pp |
| Employer contribution / active EE | $11,148 | $6,828+63.3% | $6,165+80.8% | $4,741+135.1% |
| Participant deferral / active EE | $8,077 | $8,986-10.1% | $8,363-3.4% | $6,401+26.2% |
| Admin fee / account holder | $4,098 | $13,780-70.3% | $11,613-64.7% | $11,429-64.1% |