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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,232 | $209,336+64.4% | $197,124+74.6% | $137,256+150.8% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 20.43% | 48.09%-27.7pp | 44.34%-23.9pp | 220.34%-199.9pp |
| Employer contribution / active EE | $31,548 | $6,591+378.7% | $6,227+406.6% | $4,156+659.1% |
| Participant deferral / active EE | $11,139 | $9,614+15.9% | $9,135+21.9% | $6,407+73.9% |
| Admin fee / account holder | $1,760 | $17,308-89.8% | $16,298-89.2% | $12,270-85.7% |