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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,276 | $202,463-91.5% | $169,397-89.8% | $139,487-87.6% |
| Participation rate | 56.3% | 81.1%-24.9pp | 77.2%-20.9pp | 80.3%-24.1pp |
| Annual return | 28.45% | 532.64%-504.2pp | 406.23%-377.8pp | 373.84%-345.4pp |
| Employer contribution / active EE | $1,629 | $4,694-65.3% | $4,013-59.4% | $4,755-65.7% |
| Participant deferral / active EE | $1,900 | $6,941-72.6% | $6,223-69.5% | $6,713-71.7% |
| Admin fee / account holder | $572 | $10,726-94.7% | $9,017-93.7% | $11,407-95.0% |