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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,772 | $211,224-92.1% | $178,505-90.6% | $145,897-88.5% |
| Participation rate | 45.0% | 80.8%-35.8pp | 77.1%-32.1pp | 80.3%-35.3pp |
| Annual return | 17.28% | 30.28%-13.0pp | 27.16%-9.9pp | 552.29%-535.0pp |
| Employer contribution / active EE | $1,474 | $4,577-67.8% | $3,955-62.7% | $4,663-68.4% |
| Participant deferral / active EE | $1,709 | $6,966-75.5% | $6,280-72.8% | $6,689-74.4% |
| Admin fee / account holder | $13,151 | $12,109+8.6% | $10,428+26.1% | $13,390-1.8% |