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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,174 | $27,943-81.5% | $58,507-91.2% | $75,177-93.1% |
| Participation rate | 11.8% | 38.8%-27.1pp | 50.9%-39.1pp | 67.2%-55.4pp |
| Annual return | 22.77% | 44.22%-21.5pp | 4252.32%-4229.6pp | 160.75%-138.0pp |
| Employer contribution / active EE | $1,135 | $670+69.5% | $1,053+7.7% | $2,671-57.5% |
| Participant deferral / active EE | $1,639 | $1,202+36.4% | $1,922-14.7% | $4,126-60.3% |
| Admin fee / account holder | $577 | $1,727-66.6% | $2,486-76.8% | $5,651-89.8% |