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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,091 | $110,212-91.8% | $96,534-90.6% | $139,466-93.5% |
| Participation rate | 87.5% | 78.1%+9.4pp | 76.0%+11.5pp | 80.3%+7.2pp |
| Annual return | 14.81% | 26.42%-11.6pp | 25.88%-11.1pp | 373.66%-358.9pp |
| Employer contribution / active EE | $1,427 | $3,620-60.6% | $2,965-51.9% | $4,754-70.0% |
| Participant deferral / active EE | $1,759 | $5,547-68.3% | $4,851-63.7% | $6,712-73.8% |
| Admin fee / account holder | $4,605 | $11,599-60.3% | $8,253-44.2% | $11,409-59.6% |