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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,478 | $106,247-42.1% | $96,515-36.3% | $139,466-55.9% |
| Participation rate | 90.0% | 77.8%+12.2pp | 74.3%+15.7pp | 80.3%+9.7pp |
| Annual return | 17.99% | 38.47%-20.5pp | 35.73%-17.7pp | 373.66%-355.7pp |
| Employer contribution / active EE | $913 | $4,106-77.8% | $3,740-75.6% | $4,754-80.8% |
| Participant deferral / active EE | $2,470 | $5,456-54.7% | $4,880-49.4% | $6,712-63.2% |
| Admin fee / account holder | $890 | $7,885-88.7% | $6,735-86.8% | $11,409-92.2% |