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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,921 | $110,410-40.3% | $102,437-35.6% | $145,897-54.8% |
| Participation rate | 90.0% | 77.9%+12.1pp | 74.5%+15.5pp | 80.3%+9.7pp |
| Annual return | 14.62% | 24.85%-10.2pp | 24.95%-10.3pp | 552.29%-537.7pp |
| Employer contribution / active EE | $1,616 | $4,217-61.7% | $3,871-58.3% | $4,663-65.3% |
| Participant deferral / active EE | $2,516 | $5,622-55.2% | $5,060-50.3% | $6,689-62.4% |
| Admin fee / account holder | $7,858 | $9,745-19.4% | $8,388-6.3% | $13,390-41.3% |