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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,681 | $70,366-57.8% | $66,674-55.5% | $138,895-78.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 11.41% | 386.41%-375.0pp | 321.24%-309.8pp | 145.39%-134.0pp |
| Employer contribution / active EE | $1,353 | $2,765-51.1% | $2,620-48.4% | $4,194-67.7% |
| Participant deferral / active EE | $2,933 | $4,374-32.9% | $4,084-28.2% | $6,396-54.1% |
| Admin fee / account holder | $358 | $5,262-93.2% | $5,098-93.0% | $12,562-97.1% |