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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,681 | $72,071-58.8% | $68,368-56.6% | $137,256-78.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 11.41% | 353.14%-341.7pp | 292.57%-281.2pp | 220.34%-208.9pp |
| Employer contribution / active EE | $1,353 | $2,788-51.5% | $2,649-48.9% | $4,156-67.4% |
| Participant deferral / active EE | $2,933 | $4,410-33.5% | $4,123-28.9% | $6,407-54.2% |
| Admin fee / account holder | $358 | $5,336-93.3% | $5,150-93.0% | $12,270-97.1% |