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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,446 | $57,541-61.0% | $95,740-76.6% | $75,173-70.1% |
| Participation rate | 80.0% | 62.5%+17.5pp | 72.3%+7.7pp | 67.2%+12.8pp |
| Annual return | 12.78% | 34.93%-22.2pp | 28.41%-15.6pp | 160.72%-147.9pp |
| Employer contribution / active EE | $1,170 | $1,808-35.3% | $2,836-58.7% | $2,671-56.2% |
| Participant deferral / active EE | $1,377 | $3,074-55.2% | $4,244-67.6% | $4,126-66.6% |
| Admin fee / account holder | $2,138 | $4,099-47.8% | $5,676-62.3% | $5,651-62.2% |