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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,872 | $96,691-91.9% | $86,656-90.9% | $139,487-94.4% |
| Participation rate | 40.0% | 74.4%-34.4pp | 71.7%-31.7pp | 80.3%-40.3pp |
| Annual return | 11.93% | 106.87%-94.9pp | 593.09%-581.2pp | 373.84%-361.9pp |
| Employer contribution / active EE | $1,157 | $3,267-64.6% | $3,025-61.8% | $4,755-75.7% |
| Participant deferral / active EE | $1,843 | $4,838-61.9% | $4,439-58.5% | $6,713-72.6% |
| Admin fee / account holder | $13,703 | $6,414+113.6% | $5,619+143.9% | $11,407+20.1% |