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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,625 | $117,829-76.6% | $102,423-73.0% | $145,877-81.1% |
| Participation rate | 66.7% | 78.6%-11.9pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 56.49% | 31.83%+24.7pp | 29.42%+27.1pp | 551.28%-494.8pp |
| Employer contribution / active EE | $3,347 | $3,615-7.4% | $3,023+10.7% | $4,663-28.2% |
| Participant deferral / active EE | $8,489 | $5,732+48.1% | $5,054+68.0% | $6,691+26.9% |
| Admin fee / account holder | $75 | $13,335-99.4% | $9,455-99.2% | $13,402-99.4% |