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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,777 | $73,978+9.2% | $96,515-16.3% | $75,173+7.5% |
| Participation rate | 72.4% | 66.4%+6.0pp | 74.3%-1.9pp | 67.2%+5.2pp |
| Annual return | 10.45% | 26.72%-16.3pp | 35.73%-25.3pp | 160.72%-150.3pp |
| Employer contribution / active EE | $1,946 | $2,931-33.6% | $3,740-48.0% | $2,671-27.2% |
| Participant deferral / active EE | $3,263 | $3,660-10.8% | $4,880-33.1% | $4,126-20.9% |
| Admin fee / account holder | $32,156 | $5,219+516.2% | $6,735+377.4% | $5,651+469.1% |