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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,616 | $71,873-40.7% | $86,698-50.8% | $68,490-37.8% |
| Participation rate | 65.5% | 72.2%-6.8pp | 76.6%-11.1pp | 67.9%-2.4pp |
| Annual return | 0.00% | 3.54%-3.5pp | 35.96%-36.0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $1,300 | $2,173-40.2% | $2,837-54.2% | $2,597-49.9% |
| Participant deferral / active EE | $2,099 | $3,779-44.5% | $4,656-54.9% | $4,028-47.9% |
| Admin fee / account holder | $450 | $6,110-92.6% | $7,492-94.0% | $5,403-91.7% |