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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,387 | $64,719-50.0% | $112,249-71.1% | $68,486-52.7% |
| Participation rate | 69.2% | 67.2%+2.1pp | 75.1%-5.8pp | 67.9%+1.3pp |
| Annual return | -18.77% | -11.40%-7.4pp | 27.48%-46.3pp | -7.85%-10.9pp |
| Employer contribution / active EE | $1,828 | $2,747-33.5% | $3,636-49.7% | $2,597-29.6% |
| Participant deferral / active EE | $4,508 | $3,565+26.4% | $4,729-4.7% | $4,028+11.9% |
| Admin fee / account holder | $497 | $5,232-90.5% | $6,412-92.2% | $5,404-90.8% |