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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,157 | $110,337-54.5% | $102,383-51.0% | $145,877-65.6% |
| Participation rate | 70.8% | 77.9%-7.1pp | 74.5%-3.7pp | 80.3%-9.5pp |
| Annual return | 14.84% | 24.83%-10.0pp | 24.94%-10.1pp | 551.28%-536.4pp |
| Employer contribution / active EE | $2,130 | $4,216-49.5% | $3,870-45.0% | $4,663-54.3% |
| Participant deferral / active EE | $5,243 | $5,621-6.7% | $5,060+3.6% | $6,691-21.6% |
| Admin fee / account holder | $2,837 | $9,750-70.9% | $8,391-66.2% | $13,402-78.8% |